Build Your Financial Foundation

Master the financial strategies that successful Canadian business owners use every day. Our practical approach focuses on real-world applications, not theoretical concepts.

Explore Programs

Adaptable Learning That Fits Your Schedule

Running a business doesn't pause for education. That's why we've designed flexible learning paths that work around your commitments. Whether you prefer intensive weekend sessions or gradual weeknight progress, you'll find an approach that makes sense.

  • Self-paced modules with lifetime access
  • Live virtual workshops twice monthly
  • One-on-one mentoring sessions available
  • Mobile-friendly content for learning on the go
  • Downloadable resources and templates

Financial Skills That Matter

We focus on the core competencies that make the biggest difference in business success. Each area builds on practical experience from working with Canadian businesses across industries.

Cash Flow Management

Learn to predict, monitor, and optimize cash flow patterns that keep your business stable through seasonal fluctuations.

Strategic Planning

Develop realistic financial forecasts and growth strategies based on your actual business data and market conditions.

Investment Analysis

Make informed decisions about equipment purchases, expansion opportunities, and resource allocation using proven frameworks.

Comprehensive Program Structure

Our curriculum combines theoretical knowledge with hands-on application. You'll work with your own business data throughout the program, ensuring everything you learn has immediate relevance.

Duration

8-month program starting September 2025

Format

Hybrid learning with monthly in-person sessions

Group Size

Limited to 15 participants for personalized attention

Materials

All resources and software included

Your Learning Journey

Each phase builds systematically on the previous one, ensuring you develop both confidence and competence at a sustainable pace.

1

Foundation Assessment

We start by understanding your current financial processes and identifying specific areas where you want to improve. This helps customize the learning experience to your needs.

2

Core Concepts

Master essential financial principles through practical exercises. You'll learn to read financial statements, understand key ratios, and interpret trends that affect your business.

3

Application & Practice

Apply new skills to real scenarios from your business. Work through case studies and develop financial models that you can use immediately.

4

Strategic Implementation

Create actionable financial plans and establish monitoring systems that will serve your business long-term. Leave with concrete tools and templates.

Ready to Get Started?

Our next cohort begins in fall 2025. Limited spaces are available to ensure personalized attention for every participant.

Phone
+1 (514) 617-3979
Email
info@civaloneira.com
Contact Us Today

Rebecca Chen

Program Director

"After fifteen years helping Canadian businesses navigate financial challenges, I've seen what works and what doesn't. Our programs focus on practical skills you'll actually use, not abstract theory. Every technique we teach has been tested in real business environments."